When debt restructuring can be worthwhile?

Debt was for a long time primarily a topic for entrepreneurs and self-employed people who needed a kick start from the bank for the foundation and successful implementation of their projects. A few centuries ago, it would have been an almost absurd idea that people would get a loan to finance luxury items or travel,…

Identity card loan – where to get it?

  The fact that studying at a university costs a lot of money – even though it is not paid for in our country, with the exception of external studies – it probably does not make sense to elaborate. Not every young university student is lucky enough to receive regular fat monthly pocket money from…

Have your credit data checked

It is very common that following reminders or late payments, you are noted as a bad payer with various creditor databases in Switzerland and that this blocks you in everyday life, without you being aware of it. Bad credit data make many procedures very difficult, such as: The acquisition or rental of real estate Obtaining…

The instant loan – it doesn’t get any faster

The name says it all: The instant loan is probably the fastest of the forms of credit. Apply, get approval, collect money. It sounds simple, but when you take a closer look it is not quite complete. Because the immediate approval always goes hand in hand with the small addition “creditworthiness required”. This means that…